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2 Replies Latest reply: Oct 24, 2011 3:57 PM by pharaoh0 RSS

Does Sprint report to credit bureaus?

jonesoobala1 Newbie
Currently Being Moderated

Seeing as I can't get credit because of lack of credit history I wanted to know if anyone (Sprint employee or other) knows if Sprint reports to credit bureaus. Considering the bill size I pay monthly I would love it if somehow I'm currently building credit.

  • 1. Does Sprint report to credit bureaus?
    Regular Visitor
    Currently Being Moderated

    They do not report that you pay your bill on time. They only report if your account goes to collections. This is a major problem with the Credit Reporting system that we have, most companies do this, not just Sprint.

  • 2. Does Sprint report to credit bureaus?
    pharaoh0 Silver Expert
    Currently Being Moderated

    The poster above is correct.  Sprint does not report to credit bureaus.  However, if your account is sent to a collections service, then that will be noted on your credit history.  The good news is that you can usually make arrangements to have that removed once your account is settled.  Contrast that with being late on a credit reporting account...they almost never remove the ding on your credit history.

     

    If you are looking to build credit, I would suggest a credit card.  Do not apply to more than 3 as each credit pull will affect your credit.  There are websites that compare cards offered by different companies for different classes of credit.  Look for ones that say "building credit".  They usually have an  annual fee, but once you get your score up, you can ask for it to be waived or get a different card.  If you are a student, apply for a student credit card.  These have a lower FICO score requirements.  Lastly, you can always sign up for a secured credit card.  Just watch out for those with tons of unnecessary fees.  Good luck.

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