I can appreciate your situation, most of us have been there before. You've already stated that you're unable to postpone payments past the 28th. Will you have your balance caught up by the 28th? If not, will you have more than 50% of it paid?
Understandable. Unfortunately, at least 50% would give us more options. At this point, I recommend speaking with the Finance Department to see if they have any other options. They can be reached directly at 800-808-1336.