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Insurance cover OTA upgrade problems

Journeyman

Insurance cover OTA upgrade problems

From what I've read, the Android 5.1 (Lollipop) update is troublesome. I'm going to try to keep refusing the OTA update; but I'm wondering if I get the insurance on my Moto X 2013 (bought new on 1/5/16!) and the Sprint approved Android update ends up breaking some features (I'm mostly concerned about the BT/WiFi problems as I have a Moto 360), can I make a claim? I'll look at the T&C's, but was wondering if anyone from Sprint can answer this.

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