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SOLUTION: Android: "Card 1, error 107" Text message issue
When sending a text message (SMS) to one particular contact, a user may receive the message: "Can't send message with CARD 1, error 107". Typically, this only happens with one contact, users can text and receive texts from any other number.
The contact information on your device and/or Google account can become corrupted, causing an error when you attempt to send an SMS.
Delete the contact from your device/Google account, including address book, call and text history as well as any voicemails from that number on your device
Restart your phone
Add the Contact back in to your address book and test again
You can attempt to text the phone number before you add back the contact, as well