for tower upgrades or for this update to get to you? it goes by the phones serial number..not by location..it gets pushed out in waves..you can manually check randomly to see if the phone will pull it before it gets pushed to you instead.
go under Settings - more - about device - look under baseband Version. If it will end with ND2, you have the latest one, if not, go to Settings -more - system update - Update Samsung Software.
You should've gotten the update by now
Samsung Galaxy S5 Software Update - ND2
- Software version is G900PVPU1AND2
- This update will be rolled out in batches.
- Refer to the Samsung Galaxy S5 Software Update article in Support for install instruction