After receiving the error message, the music player application shut down, so I went back to try to listen to my music and to my surprise, there was no music found on the S/D card. I got out of the application, and restarted the music player, only to discover again there was no music. I then checked to see if I had any of my pictures/videos on the card, and to my surprise, nothing! Is there something going on that I'm not aware of? I've had my Instinct for a couple of weeks now, and kinda guessing I should have stuck w/ my Centro or Switched to the 800w
There is a 30 return policy. So if you are still in that window you can still exchange the phone for the 800w.
A few others have mentioned losing data on the memory card but it doesn't seem to be common. If you have a USB adapter you may be able to reformat it.
Here is a link to a free file recovery program that will get back any files that were on your card if you didn't have them backed up. http://www.pcinspector.de/Sites/file_recovery/info.htm?language=1
Thanks to jturnbow forfinding it.